SIP Calculator

Plan your systematic investment plan with our advanced calculator. Get detailed projections, charts, and insights for your mutual fund investments.

Investment Details

₹500₹1,00,000
%
1%30%
Years
1 Year40 Years
Total Investment
₹0
Total Returns
₹0
Maturity Amount
₹0

Investment Growth Chart

Investment Breakdown

Key Metrics

Monthly Investment:₹5,000
Investment Period:10 Years (120 months)
Expected Return:12% per annum
Wealth Gain:0%

Year-wise Growth

About SIP Calculator

What is SIP?

A Systematic Investment Plan (SIP) is a disciplined way of investing in mutual funds where you invest a fixed amount at regular intervals. SIP helps in rupee cost averagingand enables long-term wealth creation through the power of compounding.

Benefits of SIP

  • Disciplined approach to investing
  • Reduces market volatility risk via rupee cost averaging
  • Harnesses the power of compounding
  • Flexible investment amount options

SIP Formula

The SIP calculator uses the compound interest formula:

A = P × [((1 + r)ⁿ - 1) / r] × (1 + r)

A = Maturity Amount

P = Monthly Investment

r = Monthly Interest Rate

n = Number of Months

SIP Tips & Best Practices

Start Early

Investing early maximizes the power of compounding.

Stay Consistent

Avoid pausing SIPs during market downturns to average out costs.

Set the Right Amount

Choose an amount that aligns with your financial goals and risk profile.

Diversify Investments

Spread across equity, debt, and hybrid funds for balanced growth.

Review Annually

Check your SIP performance every year and adjust if needed.

Link to Goals

Align SIPs with long-term objectives like retirement, education, or wealth creation.